Mortgages and Money
Your Trusted Mortgage and Finance Expert
Guiding You Every Step of the Way. We help individuals, families and businesses secure the right mortgage or finance solution. Whether you are buying your first home, investing in property or growing your business, our expert advisers are here to make the process simple, clear and stress free.
FCA Registered Advisers
Claim Your Free Consultation With Our Experts.
Tell us what you need and one of our qualified mortgage advisers will be in touch to walk you through your options with no obligation.
FCA Authorised and Trusted
We are a trading style of King Mortgages Ltd, entered on the Financial Services Register under reference 803561.
Call Us Now
0330 332 5265
Who WE Are
We help individuals and businesses find the right mortgage and finance solution .
At Mortgages and Money, we believe everyone deserves access to smart, straightforward financial advice. Our team of qualified advisers works with a wide panel of lenders to find competitive rates and flexible solutions tailored to your unique circumstances. From first time buyers to seasoned property investors, we are with you every step of the journey.
Whole of Market Mortgage Access
We search across a wide panel of lenders to find the most competitive rates and terms suited to your personal or business needs.
Expert Advice You Can Trust
Our qualified advisers simplify complex financial processes so you always know exactly where you stand and what your options are.
What We Do
Explore the Full Range of Our Mortgage and Finance Services.
Residential Mortgages
We help you secure the right residential mortgage whether you are a first time buyer, moving home or looking to refinance. We work with lenders to find competitive rates and flexible terms.
Buy to Let Mortgages
Looking to invest in property? We find buy to let mortgage solutions that work for your investment strategy, with access to specialist lenders and competitive rates.
Bad Credit Mortgages
We specialise in finding mortgage solutions for individuals with bad credit including missed payments, CCJs, defaults, IVAs, debt management plans or bankruptcy.
Foreign National Mortgages
If you are a foreign national looking to buy property in the UK, we have mortgage options designed to suit your needs whether you are on a visa, or working abroad.
Bridging Loans
Need fast funding for a property purchase or investment? Our bridging loan solutions are ideal for short term needs like property chains, auction purchases or refurbishment projects.
Business Loans
Fuel your business growth with tailored business loan solutions. Whether you are expanding, managing cashflow, paying staff or buying a commercial property, we can fund within 24 hours.
Get In touch
Start Your Mortgage Journey With a Free No Obligation Consultation. Free Consultation
Our Values
The Core Principles That Guide Everything We Do at Mortgages and Money
At Mortgages and Money, our values are the foundation of every client relationship. We believe in building trust through transparency, delivering simple and clear advice, and providing ongoing support throughout your entire financial journey.
Why Choice Us
Why Clients Across the UK Continue Choosing Mortgages and Money for Their Finance Needs
We combine expert knowledge, a personal approach and access to a wide panel of lenders to deliver solutions that genuinely work for each client. We do not believe in one size fits all advice.
People First Approach
We put your needs, goals and circumstances at the centre of every recommendation we make. Your financial wellbeing is always our priority.
Whole of Market Access
We are not tied to any single lender, which means we can search the entire market to find the most suitable product for you.
Specialist Solutions
Whether you have bad credit, l or need fast bridging finance, we have the expertise and lender relationships to find solutions others cannot.
Clear and Transparent Advice
We make complex financial processes easy to understand, keeping you fully informed at every stage so there are no surprises.
Client Reviews
What Our Clients Say About Working With the Mortgages and Money Team.
Team Work
Meet the Qualified Mortgage and Finance Advisers Behind Mortgages and Money.
Chile Kang'ombe
Hasnain Ali
Greg Kaziboni
Common QUestions
Answers to the Most Frequently Asked Questions From Our Clients.
The timeline depends on the type of mortgage and the complexity of your circumstances. A straightforward residential mortgage typically takes between four to eight weeks from application to completion. Bridging loans can be arranged much faster, sometimes within a matter of days. Our team will give you a realistic timeline from your very first consultation.
Yes. We specialise in finding mortgage solutions for people with bad credit histories including missed payments, CCJs, defaults, IVAs, debt management plans and previous bankruptcy. We have access to specialist lenders who consider each application on its individual merits rather than simply declining based on a credit score.
Yes. Mortgages and Money is a trading style of King Mortgages Ltd, which is entered on the Financial Services Register at register.fca.org.uk under reference 803561. You can verify this directly on the FCA website.
We offer a free initial consultation with no obligation. Any applicable fees will be clearly explained and agreed with you before any work begins. We believe in full transparency with no hidden charges at any stage of the process.
Yes. We have specific experience helping foreign nationals purchase property in the UK, including clients on visas, those earning in foreign currencies and those working abroad. We have access to lenders who offer products specifically designed for non-UK nationals.
